{
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     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/informatieverstrekking/productontwikkeling-en--distributie",
     "https://eur-lex.europa.eu/legal-content/CS/ALL/?uri=PI_COM:Ares(2020)2955234&print=true",
     "https://eur-lex.europa.eu/legal-content/en/ALL/?uri=celex:32014L0065",
     "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf"
    ]
   },
   {
    "name": "market_abuse",
    "value": [
     {
      "regime": "Prohibition of insider dealing (MAR)",
      "description": "Pursuant to Section 14 of the MAR, there is a prohibition of insider dealing and on attempts to engage in insider dealing by carrying out or arranging a transaction in financial instruments.",
      "authority": "AFM",
      "enforcement": "administrative or criminal sanction"
     }
    ],
    "read_at": "2026-10-31T02:11:05Z",
    "pages_checked": [
     "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.esma.europa.eu/sites/default/files/library/guidelines_tracker.xlsx",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/informatieverstrekking/productontwikkeling-en--distributie",
     "https://eur-lex.europa.eu/legal-content/CS/ALL/?uri=PI_COM:Ares(2020)2955234&print=true",
     "https://eur-lex.europa.eu/legal-content/en/ALL/?uri=celex:32014L0065"
    ],
    "source_url": "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf",
    "source_date": "2017-07-20"
   },
   {
    "name": "trading_controls",
    "value": [
     {
      "power": "Product intervention",
      "authority": "AFM",
      "description": "Based on MiFID II, the AFM has the possibility to take product intervention measures. We can prohibit or restrict the development and sale of products.",
      "scope": "financial instruments and structured deposits"
     }
    ],
    "read_at": "2026-10-31T01:49:25Z",
    "pages_checked": [
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.esma.europa.eu/sites/default/files/library/guidelines_tracker.xlsx",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/informatieverstrekking/productontwikkeling-en--distributie",
     "https://eur-lex.europa.eu/legal-content/CS/ALL/?uri=PI_COM:Ares(2020)2955234&print=true",
     "https://eur-lex.europa.eu/legal-content/en/ALL/?uri=celex:32014L0065",
     "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf"
    ],
    "source_url": "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
    "source_date": "3 October 2023"
   },
   {
    "name": "market_calendar",
    "value": "Euronext trading hours & holidays: cash and derivatives markets open Monday to Friday throughout 2026 except listed days (Amsterdam row not separately read)",
    "read_at": "2026-10-23",
    "pages_checked": [
     "https://www.euronext.com/en/trading/trading-hours-holidays"
    ],
    "source_url": "https://www.euronext.com/en/trading/trading-hours-holidays"
   },
   {
    "name": "halts_sources",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:19Z",
    "pages_checked": [
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.esma.europa.eu/sites/default/files/library/guidelines_tracker.xlsx",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/informatieverstrekking/productontwikkeling-en--distributie",
     "https://eur-lex.europa.eu/legal-content/CS/ALL/?uri=PI_COM:Ares(2020)2955234&print=true",
     "https://eur-lex.europa.eu/legal-content/en/ALL/?uri=celex:32014L0065",
     "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf"
    ]
   },
   {
    "name": "identifiers",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:19Z",
    "pages_checked": [
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.esma.europa.eu/sites/default/files/library/guidelines_tracker.xlsx",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/informatieverstrekking/productontwikkeling-en--distributie",
     "https://eur-lex.europa.eu/legal-content/CS/ALL/?uri=PI_COM:Ares(2020)2955234&print=true",
     "https://eur-lex.europa.eu/legal-content/en/ALL/?uri=celex:32014L0065",
     "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf"
    ]
   },
   {
    "name": "isin_prefix",
    "value": "NL - numbering agency Euroclear Nederland",
    "read_at": "2026-10-23",
    "pages_checked": [
     "https://anna-web.org/identifiers/"
    ],
    "source_url": "https://anna-web.org/identifiers/"
   },
   {
    "name": "lei_requirements",
    "value": "LEI = unique 20-character alphanumeric code, ISO 17442 (GLEIF); GLEIF page states no general who-must-hold rule",
    "read_at": "2026-10-23",
    "pages_checked": [
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei"
    ],
    "source_url": "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
    "conflict": {
     "values": [
      {
       "value": [
        {
         "item": "ISIN-to-LEI mapping participation",
         "national_numbering_agency": "Euroclear Nederland",
         "jurisdiction": "NL",
         "note": "Access to the ISIN to LEI Mapping files are available on the GLEIF Website."
        }
       ],
       "source_url": "https://anna-web.org/identifiers/",
       "quote": "Euroclear Nederland Netherlands NL",
       "source_date": null
      }
     ],
     "reason": "review PARTIAL: PARTIAL\n\nThe excerpt lists Euroclear Nederland as a participating National Numbering Agency (NNA) for the ISIN-to-LEI mapping initiative and confirms its jurisdiction as NL. However, it does not expli",
     "selection_rule": "none — unresolved (BOOK-02 records, does not resolve)"
    }
   },
   {
    "name": "settlement",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:19Z",
    "pages_checked": [
     "https://anna-web.org/identifiers/",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-updates-its-guidance-product-governance",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf"
    ]
   },
   {
    "name": "clearing_and_custody",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:19Z",
    "pages_checked": [
     "https://anna-web.org/identifiers/",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-updates-its-guidance-product-governance",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf"
    ]
   },
   {
    "name": "corporate_actions",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:19Z",
    "pages_checked": [
     "https://anna-web.org/identifiers/",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-updates-its-guidance-product-governance",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf"
    ]
   },
   {
    "name": "retail_access",
    "value": [
     {
      "measure": "CFD Restrictions",
      "rule": "The marketing, distribution or sale to retail clients of CFDs is restricted to circumstances where at least all of the following conditions are met",
      "conditions": [
       "initial margin protection",
       "margin close-out protection",
       "negative balance protection",
       "no payment, monetary or excluded non-monetary benefit",
       "appropriate risk warning"
      ],
      "entry_into_force": "19 April 2019",
      "authority": "AFM"
     }
    ],
    "read_at": "2026-10-31T02:11:22Z",
    "pages_checked": [
     "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf",
     "https://anna-web.org/identifiers/",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-updates-its-guidance-product-governance",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie"
    ],
    "source_url": "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf",
    "source_date": "18 April 2019"
   },
   {
    "name": "cross_border_access",
    "value": "not_found",
    "read_at": "2026-10-31T02:11:22Z",
    "pages_checked": [
     "https://anna-web.org/identifiers/",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-updates-its-guidance-product-governance",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf"
    ],
    "conflict": {
     "values": [
      {
       "value": [
        {
         "item": "Scope of CFD Restrictions",
         "rule": "The restrictions apply to investment firms that have their registered office in the Netherlands and to investment firms that have their registered office in another Member State who provide investment services in the Netherlands by means of a branch office or via the free provision of services on the basis of a European passport.",
         "also": "The restrictions also apply to investment firms with their registered office in the Netherlands that provide investment services in another Member State."
        }
       ],
       "source_url": "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf",
       "quote": "The restrictions apply to investment firms that have their registered office in the Netherlands and to investment firms that have their registered office in another Member State who provide investment services in the Netherlands by means of a branch office",
       "source_date": "18 April 2019"
      }
     ],
     "reason": "review UNSUPPORTED: SUPPORTED, The page excerpt explicitly states the scope of CFD restrictions as described in the claimed value, including both domestic and cross-border application via branch offices, free provision o",
     "selection_rule": "none — unresolved (BOOK-02 records, does not resolve)"
    }
   },
   {
    "name": "tax_at_source",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:20Z",
    "pages_checked": [
     "https://anna-web.org/identifiers/",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.gleif.org/en/about-lei/introducing-the-legal-entity-identifier-lei",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-updates-its-guidance-product-governance",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf"
    ]
   },
   {
    "name": "fees_and_levies",
    "value": "not_found",
    "read_at": "2026-10-31T02:12:20Z",
    "pages_checked": [
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.esma.europa.eu/sites/default/files/library/esma35-43-1076_compliance_table_for_esma_guidelines_on_product_governance.pdf",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-publishes-final-report-product-governance-guidelines-safeguard-investors",
     "https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:52023SC0278",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.esma.europa.eu/sites/default/files/2023-03/ESMA35-43-3448_Final_report_on_MiFID_II_guidelines_on_product_governance.pdf"
    ]
   },
   {
    "name": "conduct_and_conflicts",
    "value": [
     {
      "duty": "Gamification in distribution strategy",
      "detail": "Some gamification techniques, such as those inducing clients or potential clients to maximise the number of transactions, will never be in the clients' best interests (Guideline 44)."
     }
    ],
    "read_at": "2026-10-31T01:49:25Z",
    "pages_checked": [
     "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
     "https://www.esma.europa.eu/sites/default/files/2023-11/ESMA35-335435667-4520_Compliance_table_on_ESMA_Guidelines_on_MiFID_II_product_governance__2023_.pdf",
     "https://www.afm.nl/en/sector/themas/dienstverlening-aan-consumenten/financiele-producten/productontwikkeling--en-distributie",
     "https://www.esma.europa.eu/sites/default/files/library/esma35-43-1076_compliance_table_for_esma_guidelines_on_product_governance.pdf",
     "https://www.afm.nl/~/profmedia/files/rapporten/2019/review-mifid2-service-provision-professional-investors-eng.pdf",
     "https://www.esma.europa.eu/press-news/esma-news/esma-publishes-final-report-product-governance-guidelines-safeguard-investors",
     "https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:52023SC0278",
     "https://www.esma.europa.eu/document/final-report-guidelines-mifid-ii-product-governance-requirements",
     "https://www.afm.nl/en/sector/actueel/2023/september/sb-productgovernancevereisten",
     "https://www.esma.europa.eu/sites/default/files/2023-03/ESMA35-43-3448_Final_report_on_MiFID_II_guidelines_on_product_governance.pdf"
    ],
    "source_url": "https://www.afm.nl/en/sector/themas/belangrijke-europese-wet--en-regelgeving/mifid-ii/bescherming-beleggers/productontwikkeling",
    "source_date": "3 October 2023"
   },
   {
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     "sha256": "sha256:e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855",
     "read_at": "2026-10-31T01:46:59Z",
     "last_modified": null
    },
    "https://www.afm.nl/~/profmedia/files/wet-regelgeving/marktmisbruik/brochure-insider-dealing.pdf": {
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     "sha256": "sha256:c08dd868afa068b7b615392ac0c4308a50b9f2c22666f8bb2cd513c302c419f2",
     "read_at": "2026-10-31T02:11:05Z",
     "last_modified": "Thu, 20 Jul 2017 09:51:33 GMT"
    },
    "https://anna-web.org/identifiers/": {
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     "sha256": "sha256:a41e6a87c5ca45349edf35df463c508247d523fc3698fc8c73bd49fd8d9ee67b",
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     "read_at": "2026-10-31T01:49:57Z",
     "last_modified": "Fri, 30 Oct 2026 23:04:19 GMT"
    },
    "https://www.afm.nl/~/profmedia/files/onderwerpen/productinterventie/productinterventie-cfd_eng.pdf": {
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     "sha256": "sha256:1210c415ba099d14ff4261639a3b246e6c4ceb4f638609b2c3a44011d7664ddd",
     "read_at": "2026-10-31T02:11:22Z",
     "last_modified": "Wed, 17 Apr 2019 13:40:34 GMT"
    },
    "https://www.esma.europa.eu/sites/default/files/library/esma35-43-1076_compliance_table_for_esma_guidelines_on_product_governance.pdf": {
     "status": 200,
     "sha256": "sha256:638dd22168e89701de01c7e357e3d915493310cbfa81b181ea9c62a2004fd0a6",
     "read_at": "2026-10-31T01:46:57Z",
     "last_modified": "Mon, 22 Jul 2024 13:09:05 GMT"
    },
    "https://www.esma.europa.eu/press-news/esma-news/esma-publishes-final-report-product-governance-guidelines-safeguard-investors": {
     "status": 200,
     "sha256": "sha256:faff1651bd22add0dbee9b7746e8828b6c04ae92835460e748f43a947c71ee82",
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     "last_modified": "Sat, 31 Oct 2026 01:27:48 GMT"
    },
    "https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:52023SC0278": {
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     "sha256": "sha256:e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855",
     "read_at": "2026-10-31T02:11:47Z",
     "last_modified": null
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    "https://www.esma.europa.eu/sites/default/files/2023-03/ESMA35-43-3448_Final_report_on_MiFID_II_guidelines_on_product_governance.pdf": {
     "status": 200,
     "sha256": "sha256:d264d259ba34bea5a950b147dd16490252625a708e76d3eb675ae2543e910903",
     "read_at": "2026-10-31T01:45:56Z",
     "last_modified": "Mon, 27 Mar 2023 09:04:50 GMT"
    }
   },
   "counts": {
    "filled": 7,
    "not_found": 18,
    "conflict": 4,
    "inferred": 0,
    "kept_seed": 10,
    "replaced_seed": 0
   },
   "notes": {
    "jurisdiction_scope": "not stated on the pages read",
    "competent_authorities": "verified · date on-page (reader)",
    "duty_map": "verified · date on-page",
    "regulated_activities": "verified · date on-page (reader)",
    "participant_categories": "review PARTIAL: PARTIAL\n\nThe excerpt confirms that \"less onerous requirements apply for services to professional clients and ECPs (with the least onerous requirements applying to the latter)\" and that MiFID II aims t",
    "product_categories": "verified but undated — the source bears no date (order: source_date or not_found)",
    "issuer_and_listing_scope": "not stated on the pages read",
    "exchanges_and_venues": "verified but undated — the source bears no date (order: source_date or not_found)",
    "information_stores": "verified · date on-page (reader)",
    "store_lookup": "verified · date on-page (reader)",
    "periodic_reporting": "verified · date on-page (reader)",
    "ad_hoc_disclosure": "verified · date on-page (reader)",
    "filing_formats": "not stated on the pages read",
    "filing_languages": "not stated on the pages read",
    "prospectus_regime": "not stated on the pages read",
    "product_disclosures": "verified · date on-page (reader)",
    "takeover_regime": "not stated on the pages read",
    "ownership_reporting": "not stated on the pages read",
    "short_selling": "not stated on the pages read",
    "market_abuse": "verified · date Last-Modified",
    "trading_controls": "verified · date on-page",
    "market_calendar": "not stated on the pages read",
    "halts_sources": "not stated on the pages read",
    "identifiers": "not stated on the pages read",
    "isin_prefix": "verified but undated — the source bears no date (order: source_date or not_found)",
    "lei_requirements": "review PARTIAL: PARTIAL\n\nThe excerpt lists Euroclear Nederland as a participating National Numbering Agency (NNA) for the ISIN-to-LEI mapping initiative and confirms its jurisdiction as NL. However, it does not expli",
    "settlement": "not stated on the pages read",
    "clearing_and_custody": "not stated on the pages read",
    "corporate_actions": "not stated on the pages read",
    "retail_access": "verified · date on-page (reader)",
    "cross_border_access": "review UNSUPPORTED: SUPPORTED, The page excerpt explicitly states the scope of CFD restrictions as described in the claimed value, including both domestic and cross-border application via branch offices, free provision o",
    "tax_at_source": "not stated on the pages read",
    "fees_and_levies": "not stated on the pages read",
    "conduct_and_conflicts": "verified · date on-page",
    "recordkeeping": "verified but undated — the source bears no date (order: source_date or not_found)",
    "complaints_and_redress": "not stated on the pages read",
    "effective_changes": "review UNSUPPORTED: SUPPORTED, The page excerpt explicitly confirms the dates and scope of product governance requirements, including the extension to investment firms and insurance distributors under MiFID II and IDD.",
    "additional_duty_fields": "verified · date on-page"
   }
  }
 },
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